Payment Policy

Effective Date: July 20, 2026

Thank you for shopping with Everard Apparel. This Payment Policy explains the payment methods we accept, how payments are processed, and important information regarding billing and payment security when purchasing products through https://everardapparel.net.

By placing an order on our Website, you agree to this Payment Policy.

1. Company Information

Everard Apparel

Address:
3 Trent Close
St Helens
Merseyside
United Kingdom
WA9 4TS

Email: payment@everardapparel.net

Telephone: +44 7445833098

Website: https://everardapparel.net

2. Accepted Payment Methods

We accept secure payment methods made available during checkout, which may include:

• Visa

• Mastercard

• American Express

• Discover

• Maestro (where available)

• Apple Pay

• Google Pay

• PayPal (where available)

• Shop Pay (where available)

• Other payment methods displayed during checkout

Available payment options may vary depending on your location and device.

3. Payment Authorization

All payments are subject to authorization and verification by your card issuer, bank, or payment service provider.

Submitting an order does not guarantee acceptance. We reserve the right to decline or cancel any order if payment authorization cannot be obtained or if fraudulent activity is suspected.

4. Billing Information

Customers agree to provide complete, accurate, and up-to-date billing information.

Providing inaccurate or misleading billing information may result in delays, order cancellation, or additional verification requirements.

5. Currency

Product prices are displayed in the currency selected on the Website.

If your payment is processed in a currency different from your card’s billing currency, your financial institution may apply exchange rates or foreign transaction fees. Any such fees are determined solely by your bank or card issuer and are the customer’s responsibility.

6. Taxes and Duties

Applicable taxes are calculated and displayed during checkout where required.

For international orders, customs duties, import taxes, VAT, brokerage fees, or similar charges imposed by the destination country are the responsibility of the customer unless otherwise stated during checkout.

7. Payment Security

Protecting your payment information is a priority.

Payments are processed through secure third-party payment providers using industry-standard encryption technologies.

Our Website does not store complete credit or debit card numbers on our servers.

Payment processing providers are expected to comply with applicable security standards, including the Payment Card Industry Data Security Standard (PCI DSS).

8. Order Confirmation

Once payment has been successfully authorized, you will receive an order confirmation email containing your order details.

If you do not receive an order confirmation within a reasonable period, please contact our customer support team.

9. Payment Verification

To help prevent fraud and protect our customers, additional verification may be required before an order is approved.

Verification measures may include:

• Billing address confirmation

• Identity verification

• Contacting the customer for additional information

• Verification by the payment provider

Failure to complete requested verification may result in order cancellation.

10. Failed or Declined Payments

A payment may be declined for various reasons, including:

• Insufficient funds

• Incorrect payment information

• Expired payment card

• Bank authorization failure

• Security checks

• Payment provider restrictions

If your payment is declined, please verify your payment details or contact your bank before attempting the transaction again.

11. Fraud Prevention

We reserve the right to refuse, suspend, or cancel any transaction that appears to involve:

• Unauthorized use of payment methods

• Identity theft

• Chargeback abuse

• Fraudulent activity

• Violation of applicable laws

• Breach of these Terms of Service

Where appropriate, additional information may be requested before processing an order.

12. Refunds

Approved refunds will be issued to the original payment method used for the purchase.

Refund processing generally takes 5–10 business days after approval, although the exact timing depends on your bank or payment provider.

Please refer to our Returns & Exchanges Policy for complete information regarding refund eligibility and procedures.

13. Chargebacks

If you experience an issue with your order, we encourage you to contact us before initiating a chargeback with your bank or payment provider.

We are committed to resolving customer concerns promptly and fairly.

Initiating a fraudulent or unjustified chargeback may result in the suspension of future purchases and other actions permitted by applicable law.

14. Pricing Errors

While we strive to ensure accurate pricing, occasional errors may occur.

If a product is listed at an incorrect price due to a typographical, technical, or system error, we reserve the right to:

• Correct the pricing;

• Cancel the affected order;

• Issue a full refund if payment has already been received.

Customers will be notified promptly if such an issue occurs.

15. Policy Changes

We reserve the right to update or modify this Payment Policy at any time.

Changes become effective immediately upon publication on the Website unless otherwise required by applicable law.

16. Contact Us

If you have any questions regarding payments or billing, please contact us:

Everard Apparel

Address:
3 Trent Close
St Helens
Merseyside
United Kingdom
WA9 4TS

Email: payment@everardapparel.net

Telephone: +44 7445833098

Website: https://everardapparel.net

Business Hours: Monday–Friday, 9:00 AM–6:00 PM (GMT/BST), excluding public holidays.